The Arc Master Trust

A View into The Arc Master Trust, Trust I

The Arc Master Trust, Trust I, helps families provide for their loved ones after they are gone. Listen in as Michelle talks with Melissa Justice, Trust Director; and Jill Ginn, Assistant Trust Director, to learn…

Taking the Fear Out of Medicaid, SSI Eligibility – Special Needs Trusts

Becoming eligible or remaining eligible for government benefits can be a scary prospect.   The Arc Master Trust can make this prospect much less scary. The resource limit for Medicaid is $1,500 and the limit for SSI is $2,000. If you have more money than this in bank accounts (CD’s, checking, savings, etc), savings bonds,…

Future Planning – SSI and Food and Shelter Costs

In planning for the future of a loved one with a disability, it is important to know what government benefits he or she may qualify for, and what those benefits will provide.  If you or a loved one is already receiving government benefits, it is important to know show they can be used.  In this…

Pooled Special Needs Trusts vs Private Special Needs Trusts

When I give presentations on The Arc Master Trust, I am frequently asked the differences and advantages of Pooled Special Needs Trusts versus private Special Needs Trusts. Pooled Special Needs Trusts (PSNT), such as The Arc Master Trust, are administered by not-for-profit organizations, while private Special Needs Trusts (SNT) are typically administered by a bank…

Helping Marilyn Achieve Her Dream to “Get Out of Here”

The best part of my job as Director of The Arc Master Trust is working with our trust beneficiaries to get not only basic necessities, but also the nice extras that we all want in life.  Best of all, sometimes we help people change their lives and achieve their dreams. In October of 2010, I met with…

A Brief Primer on The Arc of Indiana Master Trust II

The Arc of Indiana Master Trust II was established in 1995 in response to legislation passed by the United States Congress in 1993.  (In fact, The Arc’s Trust Director at the time, Alan Kemp, was instrumental in working with staff of The Arc US to craft the legislation). In Indiana, thousands of people have benefited…

Understanding Special Needs Trusts – Medicaid Prohibits Commingling Funds

Last week The Arc received an emergency phone call from a father.  John Dickerson, Executive Director of The Arc of Indiana took the phone call. The father explained that during his son’s annual Medicaid Recertification, the Medicaid caseworker informed dad that he was not allowed to add his son’s work income to the Special Needs…